One Click Lender Business Privacy Policy

This Business Privacy Policy applies to www.oneclicklender.com (“Website”). It governs our practices regarding the collection, use, and disclosure of personal information in connection with our business loan products and related services (collectively, “Services”). By engaging with our Website and our approved communication channels, you consent to the data practices described in this policy.

Personal Information: We collect personal information that identifies you, such as your contact details, IP address, and information provided in loan applications. This includes sensitive information like your social security number and financial account details.

• Website and Mobile App: Information is collected when you interact with our Website or mobile applications.
• Email and Efax: Submissions via email (info@oneclicklender.com and any email ending with (@oneclicklender.com) and efax.
• Third Parties: Information may also be gathered through our funding partners and credit reporting agencies to verify your application and prevent fraud.

• Contact details: name, business name, email address, mailing address, and phone
  number.
• Financial information: bank statements, credit card statements, average bank balance, credit history, payment behavior, bank account information, and tax ID number.
• Social security number.
• Unique identifiers: username, password, and IP address.
  Business information: company size and type.

• Service Provision: To operate, maintain, and improve our Services, and to conduct our business.
• Verification: To verify your identity and conduct due diligence.
• Registration and Storage: To register you as a client and securely store your application and documents.
• Application Processing: To assess your eligibility for loan products and process
  your business loan.
• Communication: To send order confirmations, respond to customer service requests, provide marketing communications, and update account notifications.
• Research and Analysis: To conduct research and produce data analytics and reports with anonymized data.

Moreover, One Click Lender will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. We do not sell your Personal Information to third parties.

Your personal Information may be provided to our trusted funding partners, investors, service providers, subsidiaries and affiliates.  This is conducted to provide services to help us execute the services provided to you.  Business activities include offering customer service, credit checks, bank verification, processing credit checks, secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us.

In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our funding or business partners to provide you funding services. Also, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at info@oneclicknowlender.com.   In fact, you can send a request via postal mail at the contact information listed below. Furthermore, we may also share General Information for the same reasons as we provide Personal Information and for funding or business partners.  For the reason of conducting analyses, research and track marketing performance or as otherwise provided.

Disclosure of personal information may also utilized for the following reasons:

• As required by law, such as to comply with a subpoena, investigations, media investigations or similar legal process, including in a bankruptcy proceeding.
• When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity.
• Involvement of One Click Lender in a merger, acquisition, or sale of all or substantially all of its assets or equity. As a client you will be notified via email and or a prominent notice on our Website of any change in ownership.